A perfect fit for all companies
Simple, transparent plans tailored for startups, growing teams, and established businesses.
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Soda Starter
A simple, low-cost plan covering everyday medical needs—ideal for micro teams.
$0
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
Includes:
GP virtual consultation
GP panel clinics
Customisable outpatient services
Most popular
Soda Plus
Get access to non panel clinics for your team along with advanced analytics.
$0
$2
FREE for 3 months
FREE for 3 months
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
All Starter features, plus:
Non-panel services
Claims support for visits outside the panel
Soda Flex
Create customised flex spending accounts for your team with a wide range of benefit options.
$0
$4
FREE for 3 months
FREE for 3 months
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
All Plus features, plus:
Flex spending allowance
Payouts to employee bank
Soda Pro
A complete plan that covers both everyday medical needs and major healthcare events.
Annual premium
based on headcount
No additional platform fee
Outpatient + inpatient coverage:
All of Soda Plus
Inpatient coverage for hospitalisation
See all features
Outpatient panel benefits
It covers non-hospital medical services such as GP visits, diagnostics, and follow-up treatments. These are typically the most frequently used benefits and help employees manage everyday health needs without hospitalization.
All services below are cashless for employees—you cover the cost, and we handle the rest.
Soda Starter
Soda Plus
Soda Flex
Soda Pro
GP panel clinics (Consultation fee: $13.00)
GP virtual consultation
+ You have flexibility to add / remove:
Dental
Physio (Consultation fee: $150.00 - first visit, $135.00 follow-up)
Chiro
Specialist (Consultation fee: $80.00-$120.00)
TCM
Health screening (1 FREE basic corporate health screening per employee, per year)
X-ray & lab
Outpatient non panel benefits
These benefits cover medical visits outside of the approved clinic network (panel). That means if your employee chooses to see a doctor who is not part of our partner clinics, they can still get reimbursed for the consultation — up to the limits set in the plan.
Employees pay first, then submit a claim—we make the reimbursement process simple and fast.
Soda Starter
Soda Plus
Soda Flex
Soda Pro
Not included
Included
Included
Included
Inpatient benefits
Inpatient benefits cover medical expenses when a person is admitted to a hospital for treatment.
Soda Starter
Soda Plus
Soda Flex
Soda Pro
Not included
Not included
Not included
Included (limit $10,000)
Group term life
Hospital & surgical
Major medical
Flex benefits
Flexible benefits (or Flex benefits) give employees the freedom to choose how they want to use their benefits budget—based on what matters most to them. It’s a personalised way to support different lifestyles, needs, and life stages.
Soda Starter
Soda Plus
Soda Flex
Soda Pro
Not included
Not included
Included
You have flexibility to add / remove: Medical expenses, Sports and fitness, Optical, Dental, Health Screenings, Insurance premiums, Fitness club membership, Holiday expenses, Transportation, Education
Included
Limits setup
Set clear boundaries on coverage—you decide how much to cover and what to cap—to keep your benefits affordable and predictable all year round.
Soda Starter
Soda Plus
Soda Flex
Soda Pro
You control how to balance coverage and cost—across all plan tiers.
Annual limit - Control how much coverage each employee receives annually
Co-pay - Decide how much employees pay out-of-pocket for each visit
Cap per visit - Set the maximum amount reimbursed per visit
Trusted by many companies
Wondering about something?
Where can my employees go for medical care? Are there enough panel clinics?
Absolutely. Soda gives your employees convenient access to more than 620+ GP panel clinics in Singapore. Most of our clinics are located within 10 minutes of every housing estate, so employees can easily find care close to home.
Here’s what you can expect:
- 620+ GP panel clinics islandwide for general medical needs
- 2,000+ total panel providers, including GPs, specialists, hospitals, dental, and more
- 24/7 virtual consultations through the Doctor Anywhere telehealth app
- Cashless experience: Employees don’t pay upfront—bills are settled directly from their annual limits
- 80% panel match with other TPAs, with the ability to onboard new clinics within 2–4 weeks upon request
Do my employee have to pay out-of-pocket when visiting a medical provider on the panel?
Visits to medical providers under the panel are on a cashless basis. This also extends to online video-consultations with a healthcare provider on the Doctor Anywhere app.
How do I prevent abuse of medical benefits?
Soda comes with co-payment and cap-per-visit controls that you can set. These options ensure employees contribute a small fixed amount or are limited in per-visit spend, helping your company stay within budget and prevent overuse.
How do I set up a benefits plan for my team?
It only takes 3 steps:
1. Choose the services you want to offer (e.g., GP, dental, specialist).
2. Set an annual limit per employee (e.g., $300/year).
3. Configure co-payment and cap per visit to control costs.
Soda takes care of the rest.
Do you offer inpatient coverage?
Inpatient coverage is coming soon. For now, Soda focuses on outpatient care—GP visits, mental health, dental, diagnostics, and more.
Is there an age limit for employees covered?
No, Soda does not impose age limits like some traditional insurance providers. Your employees are covered regardless of age.
What’s the average cost per visit using panel rates?
On average, GP consultations cost between $25–$35 per visit with medication, thanks to panel pricing. Your employees can enjoy panel GP visits at a flat $13 per visit (consultation fee). For specialist visits, the typical range is $80–$120, and physiotherapy starts at $150 for the first visit with $135 for follow-ups.
What is co-payment and cap per visit?
Co-payment: The fixed amount the employee pays at each visit (e.g., $5).
Cap per visit: The maximum amount the company will cover per visit (e.g., $35).
You can customize both to match your company’s cost containment needs.
Micro business(1-10)
