Plans: designed for control, built for flexibility.
Create, customize, and manage employee benefits—without complexity. With Soda, you can build different plans for different teams, set spending limits, assign co-pays, and manage it all from one powerful dashboard.
Cashless
Covered
With Soda, you decide how much to cover, how often, and who pays what
Set clear boundaries for medical spend
Soda keeps healthcare fair, sustainable, and abuse-free.
Annual limit
Set the total yearly budget for each employee. This is the maximum amount an employee can claim for medical visits in a year.
Example: If you set an annual limit of $800 for panel GP visits, the employee can claim up to $800 total in one year. Once the limit is used up, any additional visits will be fully paid by the employee.
Co-pay
Let employees contribute a small fixed amount per visit
This is the amount the employee pays out-of-pocket for each consultation.
Example: If the co-pay is $5, and the consultation costs $40, the employee pays $5, and the company covers the remaining $35. This encourages shared responsibility for medical spending.
Cap per visit
Set the maximum amount the company will cover per visit
This limits how much the company will pay for a single medical visit.
Example: If you set a cap of $20 per visit and the total bill is $30, the employee pays the extra $10. This helps control costs and prevent overuse of expensive services.
Why small businesses love Soda
Less admin, more time back
Claims are automated. Employee enrollment is self-serve. And everything’s trackable from your HR dashboard.
Pay-as-you-use with no wasted premiums
Many SMEs waste money on insurance premiums that never get fully used. Our platform lets you pay only for what your staff actually need, with hassle-free claims and no surprises.
Flexible plan builder
No rigid structures here. Whether it’s one plan or many, you decide what fits best—custom plans are there if you need them.
- Name and group plans by department, role, or custom tag (e.g. Finance team, HQ staff, interns)
- Apply pro-rating rules based on employee start dates
- Duplicate and edit plans easily to scale setup across teams
Easy assignment
Easily assign employees to the right plan in just a few clicks—manually or via bulk upload.
- Add or remove employees anytime — no support ticket required
- Assign employees to plans in a few clicks
- Switch or reassign members instantly as teams change
- Track who’s assigned to which plan with a clear dashboard view
Custom co-pay & limits
Set co-pays, caps, and policy details to manage cost-sharing while keeping plans fair and predictable.
- Set annual limits per employee, per benefit type, or across categories
- Configure co-pays and caps to balance coverage and cost-sharing
Get started in 3 easy steps
1
Select a plan
Just pick what works for your business and your bottom line.
1
Customise caps & co-pay (optional)
Forget confusing policies. Use the default settings, or customise annual limits / co-pay for different groups.
1
Add people
Upload your team instantly. No forms, no friction—just a CSV.
Let's find the right solution for your business
Whether you’re a team of 3 or 300, we’ll tailor a plan that fits your needs and budget.
Questions?